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Estimate a future Public Provident Fund balance without treating the current notified rate as a permanent 15-year promise.
The illustration treats each annual deposit as if made at the start of the year. Actual interest depends on deposit timing and the balance considered under scheme rules.
Educational estimate only. PPF rates are notified periodically and can change. The standard account term is 15 complete financial years from the end of the opening year; extension is governed by current scheme rules.
PPF can provide long-term fixed-income exposure, but it has a deposit ceiling and rule-based access. Review it alongside EPF, NPS and liquid reserves before deciding what role it should play.