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See what today's monthly lifestyle may cost at retirement—and how much purchasing power a fixed pension may lose.
Use expenses that are likely to continue after retirement. Test more than one inflation rate.
Illustration only. Inflation is uneven across categories and years. Healthcare, housing and support costs may differ from general household inflation. This tool does not estimate investment returns or recommend products.
After estimating future expenses, calculate the corpus and monthly investment required, then test how pensions, NPS, healthcare and withdrawal risk fit together.
Inflation raises the rupee cost of maintaining the same lifestyle. Over a long retirement, even moderate annual inflation can substantially reduce purchasing power.
There is no guaranteed rate. Test multiple assumptions and consider a separate healthcare estimate where medical costs are material.
Only if the pension or annuity terms explicitly provide an increase. A fixed rupee pension generally buys less as prices rise.
No. This calculator runs in your browser and does not require personal identifiers or account details.