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Estimate future expenses, the corpus required, your funding gap and an indicative monthly investment—with assumptions you can see and change.
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Use post-tax return assumptions. Try a conservative case after your base case.
This calculator uses a growing-annuity present-value model. It assumes smooth annual returns and inflation; real markets and spending are uneven. It excludes tax-rule modelling, fees and product recommendations. Results are educational illustrations, not guarantees.
Reasonable spending, longevity and post-tax return assumptions.
Higher inflation, lower returns and a longer life.
A contribution and retirement date you can actually maintain.